Medicare Plans Frequently Asked Questions

Have questions? We have answers!

Medicare Plans Frequently Asked Questions:

  • A:  Yes, we do! SW LA Residents, contact Connie at: (337) 310-2253.

  • A: You will need to be entitled to Part A and enrolled in Part B, in addition you will need to purchase a prescription drug plan. To not miss your window of opportunity, talk with your insurance agent starting 3 months before your birth month. There are different options available to fit your needs and budget.

  • A: Part A of Original Medicare covers hospitals; Part B covers most doctors and other provider services. Part D is prescription drug coverage. Part C combines Part A, Part B and/or Part D.

  • A: Original Medicare pays 80% of the approved charges for hospitals, physicians and other medical services. A Medicare supplement sold by private insurance companies can help pay some of the health care costs that Medicare does not pay, like copayments, co-insurance and deductibles. A Medicare Supplement works with your original Medicare and is accepted by any provider contracted with Medicare. It is important to choose a stand-alone prescription drug plan in additional to a Medicare Supplement plan.

  • A: No, you do not need to enroll in Original Medicare. It is to your advantage to discuss with an insurance agent the pros and cons of Original Medicare in lieu of Employer Group Insurance. It is very important to discuss leaving your Employer Group Insurance with your Employer Benefits advisor before making any decisions.

  • A: Some people will get Part A and Part B automatically, while others will need to sign up for Part A and Part B. Contact the Social Security Office for more information. If you delay your enrollment into Medicare Part B and Medicare Part D without having creditable coverage, Medicare could impose a permanent monthly penalty.

  • A: After receiving Social Security disability benefits for 24 months, you automatically get Part A and Part B. At this point, you should contact your insurance agent to discuss the plans in which you may be eligible to enroll.

Still can’t find what you’re looking for? Give us a call at our direct line for Medicare plan reviews and questions!

Every circumstance is different when it comes to Medicare and supplement coverages. Please check with your licensed insurance agent and make sure you understand all the nuances of Medicare, how it works and what type of coverage(s) you need and/or are entitled to.  You can always reach out to Medicare at Medicare.gov or 1-800-MEDICARE. 

Call this direct line for Medicare plan options, questions and booking appointments:

(337)-310-2253

This department’s operating hours are:
Monday-Friday, 10am-5pm.